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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,006 | $127,387+56.2% | $115,038+73.0% | $125,389+58.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.83% | 31.28%-32.1pp | 26.14%-27.0pp | 282.24%-283.1pp |
| Employer contribution / active EE | $3,940 | $5,166-23.7% | $4,608-14.5% | $4,866-19.0% |
| Participant deferral / active EE | $8,613 | $6,423+34.1% | $6,026+42.9% | $5,352+60.9% |
| Admin fee / account holder | $5,201 | $9,516-45.3% | $8,175-36.4% | $9,541-45.5% |