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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,383 | $183,627-32.8% | $155,602-20.7% | $145,978-15.5% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 8.42% | 61.32%-52.9pp | 64.81%-56.4pp | 550.52%-542.1pp |
| Employer contribution / active EE | $3,886 | $5,316-26.9% | $4,675-16.9% | $4,662-16.6% |
| Participant deferral / active EE | $8,598 | $6,466+33.0% | $5,629+52.7% | $6,690+28.5% |
| Admin fee / account holder | $121,830 | $19,327+530.4% | $15,923+665.1% | $13,400+809.2% |