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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,684 | $159,978+2.3% | $147,041+11.3% | $145,978+12.1% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 15.53% | 98.36%-82.8pp | 419.21%-403.7pp | 550.52%-535.0pp |
| Employer contribution / active EE | $9,423 | $5,288+78.2% | $4,935+90.9% | $4,662+102.1% |
| Participant deferral / active EE | $7,064 | $8,429-16.2% | $8,071-12.5% | $6,690+5.6% |
| Admin fee / account holder | $3,854 | $15,053-74.4% | $13,006-70.4% | $13,400-71.2% |