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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,800 | $98,760-41.5% | $149,715-61.4% | $79,858-27.6% |
| Participation rate | 92.1% | 75.8%+16.3pp | 82.5%+9.6pp | 69.6%+22.5pp |
| Annual return | 14.39% | 27.43%-13.0pp | 276.66%-262.3pp | 31.72%-17.3pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $8,176 | $5,681+43.9% | $6,842+19.5% | $3,740+118.6% |
| Admin fee / account holder | $1,169 | $6,053-80.7% | $9,310-87.4% | $5,306-78.0% |