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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,646 | $77,817-43.9% | $123,553-64.7% | $64,173-32.0% |
| Participation rate | 78.3% | 74.7%+3.6pp | 82.3%-4.0pp | 69.6%+8.8pp |
| Annual return | -4.89% | 12.49%-17.4pp | 119.21%-124.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $247 | $3,014-91.8% | $4,628-94.7% | $2,381-89.6% |
| Participant deferral / active EE | $5,588 | $5,240+6.6% | $6,426-13.0% | $3,470+61.1% |
| Admin fee / account holder | $6,118 | $5,519+10.9% | $9,284-34.1% | $4,887+25.2% |