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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,824 | $185,312-75.3% | $161,489-71.6% | $154,746-70.4% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 7.26% | 103.84%-96.6pp | 89.72%-82.5pp | 172.34%-165.1pp |
| Employer contribution / active EE | $2,642 | $4,769-44.6% | $4,268-38.1% | $4,379-39.7% |
| Participant deferral / active EE | $7,395 | $6,350+16.5% | $5,630+31.4% | $6,730+9.9% |
| Admin fee / account holder | $52,735 | $18,654+182.7% | $16,006+229.5% | $14,365+267.1% |