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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,870 | $167,362-17.0% | $143,799-3.4% | $134,532+3.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -6.72% | 0.47%-7.2pp | -0.04%-6.7pp | 418.27%-425.0pp |
| Employer contribution / active EE | $4,199 | $5,620-25.3% | $4,952-15.2% | $4,741-11.4% |
| Participant deferral / active EE | $4,700 | $6,447-27.1% | $5,638-16.6% | $6,401-26.6% |
| Admin fee / account holder | $13,510 | $18,094-25.3% | $14,677-8.0% | $11,429+18.2% |