Retirement plan

JACKSON RANCHERIA BAND OF MIWUK INDIANS 401(K) PLAN

Name: JACKSON RANCHERIA BAND OF MIWUK INDIANS - JACKSON RANCHERIA BAND OF MIWUK INDIANS 401(K) PLAN (2016) Form 5500
Creator: JACKSON RANCHERIA BAND OF MIWUK INDIANS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JACKSON RANCHERIA BAND OF MIWUK INDIANS 401(K) PLAN, JACKSON RANCHERIA BAND OF MIWUK INDIANS

JACKSON RANCHERIA BAND OF MIWUK INDIANSEIN 68-0283427Plan #001PY 2016

12222 NEW YORK RANCH ROAD - JACKSON, CA 95642209-223-1677LinkedIn1001-5000 employeesperforming arts

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$29.4M

+5.4% from 2015

Total participants

1,232

+2.1% from 2015

Average account balance

$24,730

+2.7% from 2015

Annual return

6.91%

+7.29 pp from 2015

Benchmarks

See 124 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants1,000-4,999

Cohort124 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

932

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.15M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$105

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PRUNEYARD FINANCIAL GROUP, INC.2+ years Service code 26 · EIN 77-0445521 1999 S BASCOM AVE, SUITE 990 · CAMPBELL, CA 95008	Advisory (Participants)	$91,999
PLAN DESIGN CONSULTANTS, INC.2+ years Service code 13 · EIN 94-2936206 1810 GATEWAY DRIVE, SUITE 300 · SAN MATEO, CA 94404	Contract Administrator	$48,395
NATIONWIDE2+ years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$15,454
KESTRA INVESTMENT SERVICES LLC1 year Filed as: KESTRA INVESTMENT SERVICES, Service code 27 1250 CAPITAL OF TEXAS, HWY S · AUSTIN, TX 78746	Advisory (Plan)	$0
NFP RETIREMENT INC2+ years Filed as: NFP ADVISOR SERVICES, LLC Service code 27 1250 CAPITAL OF TEXAS, HWY S · AUSTIN, TX 78746	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$142K

$136 / participant

Investment mgmt$92K64.7%
Contract admin$35K24.4%
Other / not subdivided$15K10.9%

% of EOY assets

0.483%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ISLER CPA, LLC
Auditor EIN: 204723636
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,730

$43,453-43.1%

$109,313-77.4%

$63,975-61.3%

Participation rate

96.0%

59.3%+36.7pp

71.3%+24.7pp

71.1%+24.9pp

Annual return

6.91%

9.85%-2.9pp

22.07%-15.2pp

48.65%-41.7pp

Employer contribution / active EE

$1,090

$1,799-39.4%

$3,892-72.0%

$2,182-50.0%

Participant deferral / active EE

$2,048

$2,093-2.1%

$3,166-35.3%

$3,356-39.0%

Admin fee / account holder

$119

$79+51.4%

$5,666-97.9%

$70+69.6%

Provider

Service type

Compensation

PRUNEYARD FINANCIAL GROUP, INC.2+ years

Service code 26 · EIN 77-0445521

1999 S BASCOM AVE, SUITE 990 · CAMPBELL, CA 95008

Advisory (Participants)

$91,999

PLAN DESIGN CONSULTANTS, INC.2+ years

Service code 13 · EIN 94-2936206

1810 GATEWAY DRIVE, SUITE 300 · SAN MATEO, CA 94404

Contract Administrator

$48,395

NATIONWIDE2+ years

Service code 15 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$15,454

KESTRA INVESTMENT SERVICES LLC1 year

Filed as: KESTRA INVESTMENT SERVICES,

Service code 27

1250 CAPITAL OF TEXAS, HWY S · AUSTIN, TX 78746

Advisory (Plan)

NFP RETIREMENT INC2+ years

Filed as: NFP ADVISOR SERVICES, LLC

Service code 27

1250 CAPITAL OF TEXAS, HWY S · AUSTIN, TX 78746

Advisory (Plan)

JACKSON RANCHERIA BAND OF MIWUK INDIANS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JACKSON RANCHERIA BAND OF MIWUK INDIANS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion