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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,150 | $29,319+378.0% | $52,425+167.3% | $82,448+70.0% |
| Participation rate | 15.5% | 46.9%-31.4pp | 55.6%-40.1pp | 68.1%-52.6pp |
| Annual return | 15.46% | 535.20%-519.7pp | 302.12%-286.7pp | 41.64%-26.2pp |
| Employer contribution / active EE | $667 | $586+13.7% | $914-27.1% | $2,551-73.9% |
| Participant deferral / active EE | $2,087 | $1,171+78.2% | $1,790+16.6% | $4,139-49.6% |
| Admin fee / account holder | $5,163 | $1,962+163.1% | $2,495+106.9% | $7,234-28.6% |