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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,890 | $29,716+263.1% | $56,077+92.4% | $80,925+33.3% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 17.69% | 35.30%-17.6pp | 1709.28%-1691.6pp | 35.65%-18.0pp |
| Employer contribution / active EE | $802 | $671+19.6% | $1,040-22.9% | $2,756-70.9% |
| Participant deferral / active EE | $2,087 | $1,228+69.9% | $1,954+6.8% | $4,299-51.4% |
| Admin fee / account holder | $8,572 | $2,432+252.5% | $2,825+203.5% | $6,940+23.5% |