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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,890 | $29,733+262.9% | $56,025+92.6% | $80,959+33.3% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 17.69% | 35.28%-17.6pp | 1712.69%-1695.0pp | 35.67%-18.0pp |
| Employer contribution / active EE | $802 | $672+19.4% | $1,042-23.0% | $2,757-70.9% |
| Participant deferral / active EE | $2,087 | $1,229+69.8% | $1,955+6.8% | $4,300-51.5% |
| Admin fee / account holder | $8,572 | $2,434+252.3% | $2,828+203.1% | $6,925+23.8% |