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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,690 | $27,924+443.2% | $58,534+159.1% | $75,173+101.8% |
| Participation rate | 15.8% | 38.8%-23.1pp | 50.9%-35.1pp | 67.2%-51.4pp |
| Annual return | 19.83% | 44.20%-24.4pp | 4248.32%-4228.5pp | 160.65%-140.8pp |
| Employer contribution / active EE | $790 | $669+18.1% | $1,054-25.0% | $2,670-70.4% |
| Participant deferral / active EE | $1,861 | $1,202+54.9% | $1,924-3.3% | $4,126-54.9% |
| Admin fee / account holder | $0 | $1,726-100.0% | $2,519-100.0% | $5,651-100.0% |