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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,339 | $77,920+225.1% | $149,723+69.2% | $75,177+237.0% |
| Participation rate | 96.7% | 65.6%+31.1pp | 78.8%+17.9pp | 67.2%+29.5pp |
| Annual return | 21.49% | 31.72%-10.2pp | 134.50%-113.0pp | 160.75%-139.3pp |
| Employer contribution / active EE | $7,401 | $3,138+135.8% | $4,821+53.5% | $2,671+177.1% |
| Participant deferral / active EE | $8,204 | $3,411+140.5% | $5,682+44.4% | $4,126+98.8% |
| Admin fee / account holder | $15,818 | $5,951+165.8% | $13,215+19.7% | $5,651+179.9% |