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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,859 | $95,415+193.3% | $185,851+50.6% | $85,851+226.0% |
| Participation rate | 91.7% | 68.8%+22.9pp | 81.7%+10.0pp | 69.3%+22.3pp |
| Annual return | 16.65% | 23.59%-6.9pp | 122.11%-105.5pp | 318.63%-302.0pp |
| Employer contribution / active EE | $9,228 | $3,314+178.5% | $5,168+78.6% | $2,565+259.7% |
| Participant deferral / active EE | $6,439 | $3,424+88.1% | $5,569+15.6% | $3,952+62.9% |
| Admin fee / account holder | $2,701 | $7,215-62.6% | $16,245-83.4% | $6,261-56.9% |