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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,863 | $81,276+229.6% | $155,574+72.2% | $80,925+231.0% |
| Participation rate | 72.7% | 66.2%+6.5pp | 78.2%-5.5pp | 67.7%+5.1pp |
| Annual return | 18.39% | 33.36%-15.0pp | 64.87%-46.5pp | 35.65%-17.3pp |
| Employer contribution / active EE | $6,267 | $3,103+102.0% | $4,676+34.0% | $2,756+127.4% |
| Participant deferral / active EE | $6,192 | $3,453+79.3% | $5,629+10.0% | $4,299+44.0% |
| Admin fee / account holder | $13,698 | $7,993+71.4% | $15,914-13.9% | $6,940+97.4% |