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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,295 | $110,337+14.5% | $102,383+23.4% | $145,877-13.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.49% | 24.83%-17.3pp | 24.94%-17.4pp | 551.28%-543.8pp |
| Employer contribution / active EE | $7,663 | $4,216+81.8% | $3,870+98.0% | $4,663+64.3% |
| Participant deferral / active EE | $3,959 | $5,621-29.6% | $5,060-21.7% | $6,691-40.8% |
| Admin fee / account holder | $2,967 | $9,750-69.6% | $8,391-64.6% | $13,402-77.9% |