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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,439 | $106,247+2.1% | $96,515+12.4% | $139,466-22.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.79% | 38.47%-27.7pp | 35.73%-24.9pp | 373.66%-362.9pp |
| Employer contribution / active EE | $6,542 | $4,106+59.3% | $3,740+75.0% | $4,754+37.6% |
| Participant deferral / active EE | $3,699 | $5,456-32.2% | $4,880-24.2% | $6,712-44.9% |
| Admin fee / account holder | $29,018 | $7,885+268.0% | $6,735+330.8% | $11,409+154.3% |