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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,222 | $57,352+80.0% | $83,830+23.1% | $64,173+60.8% |
| Participation rate | 68.0% | 68.6%-0.6pp | 76.1%-8.1pp | 69.6%-1.6pp |
| Annual return | -5.06% | 11.38%-16.4pp | 850.97%-856.0pp | 7.63%-12.7pp |
| Employer contribution / active EE | $6,320 | $2,546+148.3% | $3,631+74.0% | $2,381+165.4% |
| Participant deferral / active EE | $2,251 | $2,993-24.8% | $4,082-44.9% | $3,470-35.1% |
| Admin fee / account holder | $17,255 | $4,046+326.5% | $5,479+215.0% | $4,887+253.1% |