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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,749 | $63,346+74.8% | $92,240+20.1% | $70,126+57.9% |
| Participation rate | 61.5% | 68.7%-7.1pp | 76.5%-14.9pp | 69.5%-8.0pp |
| Annual return | 14.01% | 530.19%-516.2pp | 176.29%-162.3pp | 73.15%-59.1pp |
| Employer contribution / active EE | $4,936 | $2,471+99.7% | $3,680+34.2% | $2,343+110.7% |
| Participant deferral / active EE | $1,976 | $2,854-30.8% | $3,897-49.3% | $3,332-40.7% |
| Admin fee / account holder | $4,850 | $3,841+26.3% | $5,194-6.6% | $4,645+4.4% |