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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,464 | $105,210-30.2% | $159,487-53.9% | $85,851-14.4% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.8%+9.2pp | 69.3%+22.7pp |
| Annual return | 7.36% | 45.08%-37.7pp | 263.71%-256.3pp | 318.63%-311.3pp |
| Employer contribution / active EE | $3,761 | $3,319+13.3% | $4,831-22.2% | $2,565+46.6% |
| Participant deferral / active EE | $7,043 | $5,946+18.4% | $7,354-4.2% | $3,952+78.2% |
| Admin fee / account holder | $70,637 | $6,934+918.6% | $10,804+553.8% | $6,261+1028.2% |