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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,410 | $98,776+31.0% | $149,745-13.6% | $79,856+62.1% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.5%+6.4pp | 69.6%+19.2pp |
| Annual return | 1.59% | 27.38%-25.8pp | 276.72%-275.1pp | 31.71%-30.1pp |
| Employer contribution / active EE | $3,096 | $3,217-3.8% | $4,646-33.4% | $2,471+25.3% |
| Participant deferral / active EE | $6,602 | $5,681+16.2% | $6,843-3.5% | $3,741+76.5% |
| Admin fee / account holder | $71,593 | $6,053+1082.8% | $9,312+668.8% | $5,306+1249.2% |