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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,474 | $106,749-1.2% | $145,433-27.5% | $82,448+27.9% |
| Participation rate | 90.6% | 75.6%+15.0pp | 82.1%+8.5pp | 68.1%+22.6pp |
| Annual return | 14.14% | 27.59%-13.5pp | 66.58%-52.4pp | 41.64%-27.5pp |
| Employer contribution / active EE | $4,571 | $3,444+32.7% | $4,554+0.4% | $2,551+79.2% |
| Participant deferral / active EE | $9,169 | $6,519+40.7% | $7,897+16.1% | $4,139+121.5% |
| Admin fee / account holder | $6,118 | $8,390-27.1% | $13,129-53.4% | $7,234-15.4% |