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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,578 | $78,670+77.4% | $109,173+27.9% | $85,847+62.6% |
| Participation rate | 78.9% | 68.3%+10.7pp | 75.9%+3.1pp | 69.3%+9.6pp |
| Annual return | 9.70% | 25.09%-15.4pp | 25.75%-16.1pp | 318.61%-308.9pp |
| Employer contribution / active EE | $5,784 | $2,734+111.6% | $3,723+55.4% | $2,565+125.5% |
| Participant deferral / active EE | $7,877 | $3,467+127.2% | $4,654+69.3% | $3,952+99.3% |
| Admin fee / account holder | $19,140 | $5,469+250.0% | $6,755+183.4% | $6,261+205.7% |