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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,404 | $72,273+88.7% | $101,275+34.7% | $79,856+70.8% |
| Participation rate | 88.2% | 68.5%+19.8pp | 75.8%+12.4pp | 69.6%+18.6pp |
| Annual return | 12.02% | 22.30%-10.3pp | 46.48%-34.5pp | 31.71%-19.7pp |
| Employer contribution / active EE | $5,525 | $2,691+105.3% | $3,660+51.0% | $2,471+123.6% |
| Participant deferral / active EE | $7,700 | $3,282+134.7% | $4,371+76.2% | $3,741+105.9% |
| Admin fee / account holder | $3,884 | $4,401-11.8% | $5,948-34.7% | $5,306-26.8% |