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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,974 | $93,345+37.1% | $119,126+7.4% | $87,485+46.3% |
| Participation rate | 88.5% | 68.7%+19.7pp | 75.8%+12.7pp | 68.9%+19.5pp |
| Annual return | 10.74% | 19.08%-8.3pp | 282.11%-271.4pp | 26.06%-15.3pp |
| Employer contribution / active EE | $6,999 | $3,172+120.7% | $4,034+73.5% | $2,596+169.6% |
| Participant deferral / active EE | $7,542 | $4,099+84.0% | $5,318+41.8% | $4,274+76.5% |
| Admin fee / account holder | $4,824 | $8,039-40.0% | $10,693-54.9% | $7,775-38.0% |