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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,350 | $64,719-3.7% | $112,249-44.5% | $68,486-9.0% |
| Participation rate | 97.7% | 67.2%+30.6pp | 75.1%+22.7pp | 67.9%+29.8pp |
| Annual return | -21.56% | -11.40%-10.2pp | 27.48%-49.0pp | -7.85%-13.7pp |
| Employer contribution / active EE | $0 | $2,747-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,599 | $3,565+85.1% | $4,729+39.5% | $4,028+63.8% |
| Admin fee / account holder | $3,094 | $5,232-40.9% | $6,412-51.8% | $5,404-42.7% |