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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,974 | $88,672+44.3% | $105,223+21.6% | $82,448+55.2% |
| Participation rate | 88.5% | 67.9%+20.5pp | 75.0%+13.4pp | 68.1%+20.4pp |
| Annual return | 10.74% | 30.86%-20.1pp | 180.65%-169.9pp | 41.64%-30.9pp |
| Employer contribution / active EE | $6,999 | $3,048+129.6% | $3,689+89.8% | $2,551+174.4% |
| Participant deferral / active EE | $7,542 | $4,036+86.9% | $5,072+48.7% | $4,139+82.2% |
| Admin fee / account holder | $4,824 | $7,146-32.5% | $8,859-45.6% | $7,234-33.3% |