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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,646 | $92,766-27.1% | $82,763-18.3% | $134,545-49.7% |
| Participation rate | 77.8% | 75.2%+2.6pp | 72.6%+5.2pp | 81.2%-3.5pp |
| Annual return | -14.98% | 946.97%-962.0pp | 702.45%-717.4pp | 418.37%-433.4pp |
| Employer contribution / active EE | $6,418 | $3,273+96.1% | $3,008+113.3% | $4,742+35.3% |
| Participant deferral / active EE | $6,846 | $4,802+42.6% | $4,395+55.8% | $6,401+6.9% |
| Admin fee / account holder | $8,650 | $5,978+44.7% | $5,325+62.4% | $11,431-24.3% |