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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,420 | $100,938-27.3% | $90,461-18.8% | $158,982-53.8% |
| Participation rate | 90.9% | 75.0%+15.9pp | 72.7%+18.2pp | 82.0%+8.9pp |
| Annual return | 16.13% | 1727.20%-1711.1pp | 1294.76%-1278.6pp | 302.99%-286.9pp |
| Employer contribution / active EE | $5,324 | $3,691+44.2% | $3,264+63.1% | $4,763+11.8% |
| Participant deferral / active EE | $5,327 | $4,350+22.5% | $3,964+34.4% | $5,983-11.0% |
| Admin fee / account holder | $3,425 | $6,510-47.4% | $5,617-39.0% | $11,252-69.6% |