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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,812 | $60,128-30.5% | $90,440-53.8% | $79,852-47.6% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 10.88% | 71.95%-61.1pp | 1294.38%-1283.5pp | 31.72%-20.8pp |
| Employer contribution / active EE | $3,921 | $2,068+89.6% | $3,263+20.2% | $2,471+58.7% |
| Participant deferral / active EE | $1,513 | $2,939-48.5% | $3,964-61.8% | $3,740-59.6% |
| Admin fee / account holder | $1,815 | $3,977-54.4% | $5,615-67.7% | $5,306-65.8% |