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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,659 | $54,757-27.6% | $90,304-56.1% | $72,975-45.7% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 17.18% | 30.63%-13.4pp | 78.13%-60.9pp | 81.01%-63.8pp |
| Employer contribution / active EE | $5,181 | $2,093+147.5% | $2,855+81.5% | $2,440+112.3% |
| Participant deferral / active EE | $1,512 | $2,887-47.6% | $3,885-61.1% | $3,608-58.1% |
| Admin fee / account holder | $6,640 | $3,973+67.1% | $5,354+24.0% | $5,124+29.6% |