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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,393 | $93,345+324.7% | $119,126+232.7% | $87,485+353.1% |
| Participation rate | 78.1% | 68.7%+9.4pp | 75.8%+2.4pp | 68.9%+9.2pp |
| Annual return | 17.45% | 19.08%-1.6pp | 282.11%-264.7pp | 26.06%-8.6pp |
| Employer contribution / active EE | $4,315 | $3,172+36.1% | $4,034+7.0% | $2,596+66.2% |
| Participant deferral / active EE | $9,480 | $4,099+131.3% | $5,318+78.3% | $4,274+121.8% |
| Admin fee / account holder | $15,442 | $8,039+92.1% | $10,693+44.4% | $7,775+98.6% |