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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,948 | $81,476+284.1% | $102,383+205.7% | $80,925+286.7% |
| Participation rate | 81.6% | 66.8%+14.7pp | 74.5%+7.1pp | 67.7%+13.9pp |
| Annual return | 12.74% | 25.59%-12.9pp | 24.94%-12.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $3,344 | $3,105+7.7% | $3,870-13.6% | $2,756+21.3% |
| Participant deferral / active EE | $8,672 | $3,871+124.0% | $5,060+71.4% | $4,299+101.7% |
| Admin fee / account holder | $12,452 | $6,717+85.4% | $8,391+48.4% | $6,940+79.4% |