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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,891 | $107,363-29.3% | $92,909-18.3% | $152,897-50.4% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 20.64% | 145.63%-125.0pp | 109.44%-88.8pp | 345.43%-324.8pp |
| Employer contribution / active EE | $1,588 | $4,222-62.4% | $3,653-56.5% | $4,764-66.7% |
| Participant deferral / active EE | $2,961 | $4,848-38.9% | $4,238-30.1% | $5,851-49.4% |
| Admin fee / account holder | $656 | $7,082-90.7% | $5,795-88.7% | $11,599-94.3% |