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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,554 | $97,732-39.1% | $83,831-29.0% | $135,380-56.0% |
| Participation rate | 85.7% | 80.0%+5.8pp | 76.1%+9.6pp | 82.6%+3.1pp |
| Annual return | -8.64% | 1287.56%-1296.2pp | 850.99%-859.6pp | 519.81%-528.4pp |
| Employer contribution / active EE | $1,938 | $4,222-54.1% | $3,631-46.6% | $4,779-59.4% |
| Participant deferral / active EE | $3,504 | $4,683-25.2% | $4,082-14.2% | $5,609-37.5% |
| Admin fee / account holder | $610 | $6,675-90.9% | $5,479-88.9% | $10,828-94.4% |