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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,667 | $82,674+125.8% | $125,363+48.9% | $68,495+172.5% |
| Participation rate | 97.4% | 75.0%+22.3pp | 82.4%+15.0pp | 67.9%+29.5pp |
| Annual return | -19.81% | -5.97%-13.8pp | 572.15%-592.0pp | -7.84%-12.0pp |
| Employer contribution / active EE | $9,455 | $3,382+179.6% | $4,815+96.4% | $2,596+264.1% |
| Participant deferral / active EE | $11,830 | $6,111+93.6% | $7,447+58.9% | $4,028+193.7% |
| Admin fee / account holder | $26,199 | $6,276+317.4% | $10,005+161.9% | $5,403+384.9% |