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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,686 | $159,978+96.1% | $147,041+113.3% | $145,978+114.9% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.54% | 98.36%-84.8pp | 419.21%-405.7pp | 550.52%-537.0pp |
| Employer contribution / active EE | $3,244 | $5,288-38.7% | $4,935-34.3% | $4,662-30.4% |
| Participant deferral / active EE | $8,888 | $8,429+5.4% | $8,071+10.1% | $6,690+32.9% |
| Admin fee / account holder | $9,673 | $15,053-35.7% | $13,006-25.6% | $13,400-27.8% |