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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,864 | $76,551+119.3% | $123,894+35.5% | $62,881+167.0% |
| Participation rate | 97.4% | 73.0%+24.5pp | 81.4%+16.0pp | 69.3%+28.1pp |
| Annual return | 5.84% | 18.68%-12.8pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $2,051 | $2,882-28.8% | $4,617-55.6% | $2,281-10.1% |
| Participant deferral / active EE | $9,416 | $4,840+94.6% | $5,984+57.4% | $3,203+194.0% |
| Admin fee / account holder | $1,986 | $4,826-58.9% | $8,357-76.2% | $4,296-53.8% |