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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,171 | $93,598-19.7% | $135,974-44.7% | $75,1730% |
| Participation rate | 86.2% | 75.2%+11.0pp | 81.9%+4.3pp | 67.2%+19.0pp |
| Annual return | 18.03% | 30.89%-12.9pp | 68.30%-50.3pp | 160.72%-142.7pp |
| Employer contribution / active EE | $3,063 | $3,538-13.4% | $4,859-37.0% | $2,671+14.7% |
| Participant deferral / active EE | $6,335 | $6,405-1.1% | $7,760-18.4% | $4,126+53.5% |
| Admin fee / account holder | $2,373 | $6,978-66.0% | $10,767-78.0% | $5,651-58.0% |