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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,474 | $165,399-61.0% | $149,745-56.9% | $158,982-59.4% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 17.83% | 348.34%-330.5pp | 276.72%-258.9pp | 302.99%-285.2pp |
| Employer contribution / active EE | $2,791 | $5,105-45.3% | $4,646-39.9% | $4,763-41.4% |
| Participant deferral / active EE | $5,280 | $7,183-26.5% | $6,843-22.8% | $5,983-11.8% |
| Admin fee / account holder | $13,591 | $10,811+25.7% | $9,312+46.0% | $11,252+20.8% |