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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,145 | $102,422+17.3% | $147,117-18.3% | $80,959+48.4% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 13.79% | 135.16%-121.4pp | 420.54%-406.8pp | 35.67%-21.9pp |
| Employer contribution / active EE | $3,414 | $3,717-8.2% | $4,932-30.8% | $2,757+23.8% |
| Participant deferral / active EE | $7,592 | $6,652+14.1% | $8,065-5.9% | $4,300+76.5% |
| Admin fee / account holder | $1,537 | $7,953-80.7% | $12,993-88.2% | $6,925-77.8% |