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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,145 | $102,429+17.3% | $147,096-18.3% | $80,925+48.5% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 13.79% | 135.02%-121.2pp | 419.75%-406.0pp | 35.65%-21.9pp |
| Employer contribution / active EE | $3,414 | $3,716-8.1% | $4,936-30.8% | $2,756+23.9% |
| Participant deferral / active EE | $7,592 | $6,649+14.2% | $8,071-5.9% | $4,299+76.6% |
| Admin fee / account holder | $1,537 | $7,957-80.7% | $13,005-88.2% | $6,940-77.9% |