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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,727 | $107,353-14.6% | $92,903-1.3% | $152,885-40.0% |
| Participation rate | 88.2% | 79.8%+8.5pp | 76.0%+12.2pp | 82.5%+5.8pp |
| Annual return | 23.28% | 145.62%-122.3pp | 109.43%-86.1pp | 345.39%-322.1pp |
| Employer contribution / active EE | $2,655 | $4,222-37.1% | $3,653-27.3% | $4,763-44.3% |
| Participant deferral / active EE | $6,819 | $4,848+40.7% | $4,238+60.9% | $5,851+16.6% |
| Admin fee / account holder | $361 | $7,081-94.9% | $5,795-93.8% | $11,598-96.9% |