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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,300 | $103,008-81.3% | $90,304-78.6% | $152,897-87.4% |
| Participation rate | 95.0% | 75.9%+19.1pp | 73.3%+21.7pp | 82.5%+12.5pp |
| Annual return | 5.89% | 95.22%-89.3pp | 78.13%-72.2pp | 345.43%-339.5pp |
| Employer contribution / active EE | $2,500 | $3,139-20.4% | $2,855-12.4% | $4,764-47.5% |
| Participant deferral / active EE | $758 | $4,281-82.3% | $3,885-80.5% | $5,851-87.1% |
| Admin fee / account holder | $1,259 | $6,175-79.6% | $5,354-76.5% | $11,599-89.1% |