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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,405 | $53,128-65.4% | $86,582-78.7% | $70,126-73.8% |
| Participation rate | 74.1% | 65.3%+8.8pp | 73.5%+0.5pp | 69.5%+4.5pp |
| Annual return | 10.40% | 27.66%-17.3pp | 965.08%-954.7pp | 73.15%-62.7pp |
| Employer contribution / active EE | $1,481 | $2,068-28.4% | $2,839-47.8% | $2,343-36.8% |
| Participant deferral / active EE | $1,765 | $2,695-34.5% | $3,609-51.1% | $3,332-47.0% |
| Admin fee / account holder | $302 | $3,584-91.6% | $4,904-93.8% | $4,645-93.5% |