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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,020 | $83,485-73.6% | $125,192-82.4% | $72,975-69.8% |
| Participation rate | 85.9% | 73.3%+12.6pp | 79.8%+6.1pp | 69.5%+16.4pp |
| Annual return | 27.98% | 25.77%+2.2pp | 43.79%-15.8pp | 81.01%-53.0pp |
| Employer contribution / active EE | $1,628 | $2,346-30.6% | $3,866-57.9% | $2,440-33.3% |
| Participant deferral / active EE | $3,812 | $3,586+6.3% | $4,937-22.8% | $3,608+5.7% |
| Admin fee / account holder | $3,140 | $5,518-43.1% | $9,704-67.6% | $5,124-38.7% |