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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,437 | $72,404-34.5% | $110,243-57.0% | $64,173-26.1% |
| Participation rate | 0.0% | 73.3%-73.3pp | 79.8%-79.8pp | 69.6%-69.6pp |
| Annual return | 1.34% | -6.29%+7.6pp | 314.76%-313.4pp | 7.63%-6.3pp |
| Employer contribution / active EE | $1,241 | $2,282-45.6% | $3,827-67.6% | $2,381-47.9% |
| Participant deferral / active EE | $3,619 | $3,469+4.3% | $4,672-22.5% | $3,470+4.3% |
| Admin fee / account holder | $1,872 | $5,664-67.0% | $8,548-78.1% | $4,887-61.7% |