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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,490 | $110,337-62.4% | $102,383-59.5% | $145,877-71.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.11% | 24.83%-16.7pp | 24.94%-16.8pp | 551.28%-543.2pp |
| Employer contribution / active EE | $8,776 | $4,216+108.2% | $3,870+126.8% | $4,663+88.2% |
| Participant deferral / active EE | $6,933 | $5,621+23.3% | $5,060+37.0% | $6,691+3.6% |
| Admin fee / account holder | $8,524 | $9,750-12.6% | $8,391+1.6% | $13,402-36.4% |