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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,386 | $115,814-65.1% | $101,275-60.1% | $158,982-74.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.07% | 56.16%-47.1pp | 46.48%-37.4pp | 302.99%-293.9pp |
| Employer contribution / active EE | $1,588 | $4,176-62.0% | $3,660-56.6% | $4,763-66.7% |
| Participant deferral / active EE | $9,691 | $4,958+95.5% | $4,371+121.7% | $5,983+62.0% |
| Admin fee / account holder | $578 | $7,249-92.0% | $5,948-90.3% | $11,252-94.9% |