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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,698 | $171,492-66.4% | $150,734-61.7% | $198,609-70.9% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 16.96% | 804.70%-787.7pp | 600.81%-583.8pp | 202.70%-185.7pp |
| Employer contribution / active EE | $1,967 | $5,470-64.0% | $4,918-60.0% | $5,055-61.1% |
| Participant deferral / active EE | $8,667 | $6,259+38.5% | $5,610+54.5% | $6,977+24.2% |
| Admin fee / account holder | $1,964 | $17,628-88.9% | $14,905-86.8% | $19,030-89.7% |