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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,698 | $111,535-48.3% | $105,223-45.2% | $137,256-58.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.96% | 237.85%-220.9pp | 180.65%-163.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,967 | $3,939-50.1% | $3,689-46.7% | $4,156-52.7% |
| Participant deferral / active EE | $8,667 | $5,500+57.6% | $5,072+70.9% | $6,407+35.3% |
| Admin fee / account holder | $1,964 | $9,721-79.8% | $8,859-77.8% | $12,270-84.0% |