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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,698 | $129,737-55.5% | $119,126-51.6% | $154,746-62.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 16.96% | 379.08%-362.1pp | 282.11%-265.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,967 | $4,375-55.0% | $4,034-51.2% | $4,379-55.1% |
| Participant deferral / active EE | $8,667 | $5,842+48.4% | $5,318+63.0% | $6,730+28.8% |
| Admin fee / account holder | $1,964 | $11,961-83.6% | $10,693-81.6% | $14,365-86.3% |