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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,394 | $75,541-46.5% | $152,093-73.4% | $82,637-51.1% |
| Participation rate | 70.2% | 66.5%+3.7pp | 77.8%-7.6pp | 68.1%+2.2pp |
| Annual return | 21.74% | 32.56%-10.8pp | 66.36%-44.6pp | 53.51%-31.8pp |
| Employer contribution / active EE | $2,400 | $2,622-8.5% | $4,175-42.5% | $2,552-5.9% |
| Participant deferral / active EE | $4,195 | $3,206+30.9% | $5,451-23.0% | $4,126+1.7% |
| Admin fee / account holder | $2,325 | $6,405-63.7% | $14,497-84.0% | $7,339-68.3% |