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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,327 | $162,812-55.0% | $133,971-45.3% | $158,966-53.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 7.96% | 41.94%-34.0pp | 45.09%-37.1pp | 302.95%-295.0pp |
| Employer contribution / active EE | $5,758 | $4,976+15.7% | $3,919+46.9% | $4,762+20.9% |
| Participant deferral / active EE | $7,265 | $5,910+22.9% | $5,047+43.9% | $5,983+21.4% |
| Admin fee / account holder | $4,235 | $11,741-63.9% | $8,929-52.6% | $11,250-62.4% |