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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,760 | $135,645-51.5% | $110,243-40.4% | $135,379-51.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 13.87% | 513.24%-499.4pp | 314.76%-300.9pp | 519.79%-505.9pp |
| Employer contribution / active EE | $5,548 | $4,907+13.1% | $3,827+45.0% | $4,779+16.1% |
| Participant deferral / active EE | $11,738 | $5,507+113.1% | $4,672+151.2% | $5,609+109.3% |
| Admin fee / account holder | $1,647 | $11,458-85.6% | $8,548-80.7% | $10,828-84.8% |